Wealth Management
River Bank & Trust has an account designed especially for you and a dedicated staff committed to providing affluent individuals and families with customized banking solutions. Our Wealth Management team has many years of experience in building relationships and understanding the financial needs of affluent and high net worth clients. We offer everyday banking that is anything but everyday - a testimony to our dedication, integrity and effectiveness.
Wealth Management Account***
  • Annual Fee is $100
  • $5,000 minimum opening deposit
  • Unlimited Check Writing
  • Free Text & Mobile Banking (carrier fees may apply)
  • Free Debit Card
  • Free ATM Transactions
  • Free Telephone Banking
  • Free Internet Banking & Bill Payment
  • Free Bank services to include: Cashier's Checks, Traveler's Cheques, Stop Payments and Domestic Wires
  • 1 Free International Wire Transfer per month
  • Free Visa No Annual Fee Rewards Credit Card (credit approval required)
  • 50% discount on Safe Deposit Box Rental (1 discount per account)
  • Free personalized Wealth Management Checks; 50% discount on other styles
  • Free Overdraft Protection (from approved line of credit or money market account)
  • Free Notary Service
  • Free Statements
  • % discount on consumer installment loans with auto debit

Free Wealth Management Rewards

  • $10,000 Accidental Death & Dismemberment Insurance
  • $5000 Identity Theft Insurance
  • Identity Fraud Support Service
  • Payment Card Protection Service
  • Card Patrol
  • Credit Alert
  • Triple Bureau Credit Report

Equity Lines:
Clients must be approved for credit
Low Prime-Rate Based (subject to floor)*
Interest Only option
Fast Approval Process
Various Term Options
No closing costs on lines up to $100,000

Personal Line of Credit
Clients must be approved for credit
Prime-Rate based (subject to floor)*
Renewal Term of 2 years
No Annual Fee
Interest Only Repayment Option (Two years tax returns & current financial statement required)

*Prime is variable and subject to change without notice; it is posted in the Wall Street Journal, please ask for further details about variable rates. ** Eligibility requirements: Annual income of $250,000 or $500,000 investable assets.

Find out if a Wealth Management account** is right for you.
Contact: Polly Hardegree at (334) 396-6565 or email: phardegree@riverbankandtrust.com, Mary Ann Daley at (334) 396-6565 or email: mdaley@riverbankandtrust.com, Dicie Smith at (334) 396-6565 or email: dsmith@riverbankandtrust.com, Christle Jordan at (334) 396-6565 or email: cjordan@riverbankandtrust.comDee Dee Ward at (334) 290-2691 or email: dward@riverbankandtrust.com

At River Bank & Trust, we think well beyond today's transactions. We think ahead to tomorrow's relationships.