• Annual Fee is $100
• $5,000 minimum opening deposit
• $15 monthly fee if minimum monthly balance drops below $10,000 or $20,000 in combined average monthly balances in personal DDA deposits.
• First 3 months $15 monthly fee waived
• FREE debit card
• FREE Internet Banking with Bill Pay
• FREE Bank services to include: cashiers checks, traveler's checks, official checks, stop payments and domestic wire transfers
• 1 FREE International Wire Transfer per month
• FREE Personalized Wealth Management Wallet Checks; 50% discount on other styles
• FREE Visa* or MasterCard*
• Tiered interest rates on all balances
• Unlimited check writing
• FREE overdraft protection (From approved line of credit or money market account)
• FREE image checks
• FREE ATM transactions worldwide
• Member of CDARS Network

Free Premium Club Program Benefits:

• $10,000 Accidental Death Insurance
• ID Theft Insurance up to $10,000
• Savers Club Book
• Payment Card Protection
• RX advantage
• Key Ring Protection
• Coast-to-Coast Vision Plan
• My Getaway "Mini Vacation"
• Free Notary Service
• 1/2% discount on consumer installment loans with auto debit
• Free Image checks
  
• Click here for details!

Equity Lines:
Low Prime-Rate Based
Fast Approval Process
Interest Only option
Various Term options

Personal Line of Credit
Clients must be approved for credit
Rate: Prime Based**
Renew : Every Five years
No annual fee
Terms of repayment: Interest monthly

*Subject to credit approval, please see an account specialist for further details. **Prime is variable and subject to change without notice; it is posted in the Wall Street Journal, please ask for further details about variable rates. ***Eligibility requirements: $200,000 annual income or $500,000 in investable assets.

Find out if a Wealth Management account*** is right for you.
Contact: Polly Hardegree at (334) 396-6565 or email: phardegree@riverbankandtrust.com or Mary Ann Daley at (334) 396-6565 or email: mdaley@riverbankandtrust.com

At River Bank & Trust, we think well beyond today's transactions. We think ahead to tomorrow's relationships.